[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.playall.cz\/je-na-case-si-zjednodusit-zivot\/#Article","mainEntityOfPage":"https:\/\/www.playall.cz\/je-na-case-si-zjednodusit-zivot\/","headline":"Je na \u010dase si zjednodu\u0161it \u017eivot","name":"Je na \u010dase si zjednodu\u0161it \u017eivot","description":"Tato oblast se t\u00fdk\u00e1 jak spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, tak tak\u00e9 podnikatelsk\u00fdch. S hypot\u00e9kami, zejm\u00e9na s t\u011bmi bankovn\u00edmi, je v\u017edy velk\u00e1 pot\u00ed\u017e. \u010clov\u011bk k tomu pot\u0159ebuje dokl\u00e1dat milion pap\u00edr\u016f, smluv a dokument\u016f a v\u0161echno p\u0159itom trv\u00e1 tak dlouho. Mus\u00edte chodit na domluven\u00e9 sch\u016fzky, dokazovat p\u0159\u00edjmy a nakonec z toho \u010dasto vyjdete bez pen\u011bz. Jak je to mo\u017en\u00e9? […]","datePublished":"2018-06-14","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.playall.cz\/author\/#Person","name":"","url":"https:\/\/www.playall.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1fd5b20daa9a47a1102459a7c733d369075d8cc724ab489feb8ed72c657d346e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"playall.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.playall.cz\/wp-content\/uploads\/img_a318996_w2728_t1529910443.jpg","url":"https:\/\/www.playall.cz\/wp-content\/uploads\/img_a318996_w2728_t1529910443.jpg","height":0,"width":0},"url":"https:\/\/www.playall.cz\/je-na-case-si-zjednodusit-zivot\/","about":["Pen\u00edze"],"wordCount":447,"articleBody":"         Tato oblast se t\u00fdk\u00e1 jak spot\u0159ebitelsk\u00fdch \u00fav\u011br\u016f, tak tak\u00e9 podnikatelsk\u00fdch. S hypot\u00e9kami, zejm\u00e9na s t\u011bmi bankovn\u00edmi, je v\u017edy velk\u00e1 pot\u00ed\u017e. \u010clov\u011bk k tomu pot\u0159ebuje dokl\u00e1dat milion pap\u00edr\u016f, smluv a dokument\u016f a v\u0161echno p\u0159itom trv\u00e1 tak dlouho. Mus\u00edte chodit na domluven\u00e9 sch\u016fzky, dokazovat p\u0159\u00edjmy a nakonec z toho \u010dasto vyjdete bez pen\u011bz. Jak je to mo\u017en\u00e9? Banky toti\u017e v\u017edy posuzuj\u00ed va\u0161i bonitu, jakmile jste nap\u0159\u00edklad zaps\u00e1ni v registrech dlu\u017en\u00edk\u016f, tak v\u00e1m pen\u00edze neposkytnou. Jestli\u017ee jste na t\u00e9to \u010dern\u00e9 listin\u011b, budete m\u00edt v jak\u00e9koliv bance probl\u00e9m z\u00edskat p\u016fj\u010dku. Banky se toti\u017e \u0159\u00edd\u00ed jasn\u011b dan\u00fdmi pravidly, tak\u017ee nikdy nep\u016fj\u010duj\u00ed lidem, kte\u0159\u00ed jsou zaps\u00e1ni v registrech dlu\u017en\u00edk\u016f. Registry jsou bankovn\u00edho a nebankovn\u00edho typu a dostat se tam m\u016f\u017eete velice snadno. Va\u0161e jm\u00e9no tam m\u016f\u017ee b\u00fdt zaps\u00e1no u\u017e za jednu opo\u017ed\u011bnou platbu. Samoz\u0159ejm\u011b tak\u00e9 se tam va\u0161e jm\u00e9no m\u016f\u017ee objevit za nezaplacenou fakturu \u010di inkaso a banky se zaj\u00edmaj\u00ed tak\u00e9 hodn\u011b o to, zda jste n\u011bkdy byli v m\u00ednusu na \u00fa\u010dtu. To v\u0161echno jsou krit\u00e9ria, kter\u00e1 v\u00e1m mohou u\u0161kodit. Zjednodu\u0161te si \u017eivot a sjednejte si nebankovn\u00ed hypot\u00e9ku. \u017d\u00e1dn\u00e1 slo\u017eit\u00e1 pravidla, \u017e\u00e1dn\u00e9 zbyte\u010dn\u00e9 a zdlouhav\u00e9 pap\u00edrov\u00e1n\u00ed nebo n\u00e1ro\u010dn\u00e9 vy\u0159izov\u00e1n\u00ed. V\u0161e jde snadno a rychle. Poskytujeme podnikatelsk\u00e9 i spot\u0159ebitelsk\u00e9 \u00fav\u011bry Z\u00edskat m\u016f\u017eete a\u017e 70 % hodnoty nemovitosti. Ru\u010d\u00ed se v\u017edy nemovitost\u00ed, ale m\u016f\u017ee j\u00edt o jakoukoliv. Nap\u0159\u00edklad pozemek, byt, d\u016fm, halu, objekt, komer\u010dn\u00ed budovu \u010di cokoliv dal\u0161\u00edho. Spl\u00e1cet budete od jednoho roku a\u017e po dobu t\u0159iceti let a p\u0159ed\u010dasn\u00e9 splacen\u00ed je zdarma. Jist\u011b si te\u010f \u0159\u00edk\u00e1te, co jev tom za f\u00edgl, \u017ee zde popisujeme jenom sam\u00e9 v\u00fdhody, ale \u017e\u00e1dn\u00fd v tom nen\u00ed. Mo\u017en\u00e1 si budete \u0159\u00edkat, \u017ee pokud je to v\u0161echno pravdou, tak \u017ee to mus\u00ed b\u00fdt hypot\u00e9ka s \u00farokem 20%, ale nen\u00ed tomu tak. \u00darokov\u00e1 sazba se pohybuje tak\u00e9 velice n\u00edzko a \u010dasto je podobn\u00e9 t\u00e9, kterou zn\u00e1te z b\u011b\u017en\u00e9 banky.  \u00b7 Spot\u0159ebitelsk\u00fd \u00fav\u011br – \u00darokov\u00e1 sazba je nab\u00edzena od 4% p.a. s drobn\u00fdm z\u00e1znamem a s v\u011bt\u0161\u00edmi z\u00e1znamy od 7% p.a. Nav\u00edc garantujeme n\u00edzk\u00e9 spl\u00e1tky. U podnikatel\u016f je tomu tak\u00e9 tak a nav\u00edc nemus\u00edte dokl\u00e1dat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je na \u010dase si zjednodu\u0161it \u017eivot","item":"https:\/\/www.playall.cz\/je-na-case-si-zjednodusit-zivot\/#breadcrumbitem"}]}]